英文借贷合同实例[涉外文书]

英文借贷合同实例[涉外文书]

loancontract

contractnumber：

borrower：

address：

lender：

address：

inaccordancewithprovisionsofcontractlawofthepeoplesrepublicofchinaandbankofchina，afterreviewingthestatusandtherequestoftheborrower，thelenderagreestogranttheborroweralineofcrediton.theborrower，lenderandguarantor，throughfriendlynegotiation，haveexecutedthiscontractasfollows：

article1currency，amountandtermoftheloan：

1.thecurrencyunderthisloanisreiminbi.

2.thelineoftheloanisyuan.

3.theperiodofthisloanis12monthsfromthedateofeffectivenessofthiscontract.

article2thepurposeoftheloan：

1.thepurposeofthisloanisusedforworkingcapitalturnover.

2.withoutwrittenapprovalofthelender，theborrowercouldnotusetheloanoutofthescopeofthepurpose.

article3interestrateandcalculationofinterest：

1.interestrate：theinterestrateshallbe[*]duringtheloanterm，ifthecountrysrelatedauthorityadjustedtheinterestrateorthemannerofcalculationofinterest，theinterestofthiscontractshallbeadjustedaccordinglyafteroneyearfromthedateofexecutionofthiscontract.

theadjustmentshallbeconductedwhentheinterestrateareexecutedoneyear.itisnotobligedtoinformtheborrowerwhentheadjustmentofinterest.

2.theinterestshallbecalculatedfromthedateoffirstdrawdownandtheactualdaystheborroweruse.oneyearshallbecalculatedas360days.

3.thepaymentofinterests：theborrowershallpaytheinterestsperquarter.thepaymentdateshallbe，and.ifthepaymentforthelastinstallmentisnotonthepaymentdate，theinterestsshalldeducttheinterestfromthebankaccountoftheborrower.intheeventthattheborrowerfailstopaytheinterestsontimeandthebalanceoftheaccountoftheborrowerisnotenoughforthepaymentofinterest，thelendershallhaverightstocollectapenaltybeing[*]oftheoutstandingamountperdayfortheborrowersbreachofcontract.

article4overdueinterestsandmisusinginterests

1.iftheborrowerfailstorepaytheloanandcannotreachaagreementwiththelenderregardingtheextension，thelendershallcollectanoverduepenaltyfor[*]oftheoverdueamountperday.

2.iftheborrowerfailstousestheloaninaccordancewiththeprovisionssetforthinthiscontract，thelendershallhaverighttochargeainterestsforthemisusingpartatarateof[*]perday.

article5account

theborrowershallopenreiminbibasicaccountand/orforeigncurrencyaccountatthelenderorlendersbranchfortheuseofdraw-down，repayment，paymentofinterestsandfees.

article6draw-down

1.theloanunderthiscontractisrevolving，thebalanceofthiscontractshallnotmorethanthelineofcredit.